Private Landlords and Finding Information that is Useful

When it comes to gathering information on the private rented sector or any sector, choose what you read with care says David Lawrenson of www.LettingFocus.com Back when I was working for a bank I acquired a lot of bank shares. So did my partner who worked for another bank. They were worth quite a bit back in 2007. And then, […]

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Private Landlords Don’t Sell Their Time for Money but Must Beware of Other Risks in Letting to Achieve Success

At the end of a recent speaking engagement to a group of building society buy to let lending staff in the North of England, none of whom were landlords; I asked them, “So, do you think you might be interested in becoming landlords then.” I was a bit surprised when all said, “No” That got me thinking. Recently a peer […]

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Principle Private Residence Property Letting and Tax Advice

Landlords may have seen Ken Livingstone – whom I usually quite admire – propose on “Newsnight” that tenants’ rents should be capped at no more than the mortgage is costing their landlord. It’s an interesting concept and I wonder how Mr. L would suggest this could be policed.  I guess about as easily as the new restriction on child benefit […]

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Evaluating Property Investments a Black Hole and Some Good News on Mortgages

NEXT SEMINAR AND NETWORKING EVENT: Next Property Investment Seminar and Networking Event When evaluating property investments, too many landlords fail to take account of the “opportunity costs” of their own money sunk into any project. Indeed I meet a lot of people in my consultancy who have hired me to assess an investment or set of investments but have forgotten […]

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Mortgages and Estate Agents Plus Lloyds Banking Group’s Strange New Buy to Let Lending Policy

Next Property Investment Seminar and Networking Event Lloyds Banking Group has just announced it will no longer be  offering new buy to let mortgage loans to landlords who have more than three properties or who have more than £2m worth of loans. This move will also hit buy-to-let investors that are remortgaging their current properties. Apparently, nine out of 10 […]

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Buying a Leasehold Flat, Guarantors in Tenancy Agreements. Plus Local Authorities Survey Private Landlords Housing Benefit Intentions

Next Property Investment Seminar and Networking Event A bit of a quiet week this week, though I was quoted in the FT again:  http://bit.ly/9o5NZ0 so, with not much news to report, I thought I would offer up some random observations from my working week as a speaker and commentator on the world of buy to let and letting property. Local […]

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Buy to Let Mortgage Rates, Institutions and the PRS and a Word On CGT

A few months ago there was a ray of hope that the historically high margins that mortgage companies want to charge buy to let mortgage borrowers could be coming down. Readers of this column will know that back in November last year, for a 75% loan to value buy to let mortgage, you could get a reversionary (or “go to” […]

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