Some Mortgage Lenders Taking Landlords’ Other Disposable Income Into Account

Some Mortgage Lenders Taking Landlords’ Other Disposable Income Into Account Finally there is some good news on mortgage loans with some cheaper mortgage deals in the buy to let space now appearing.   This is welcome – because much recent news revealed a hardening of lenders’ underwriting approaches – much of that in turn was being driven by the attitude […]

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The Hammond Budget November 2017

David Lawrenson of LettingFocus.com evaluates the budget and breathes a sigh of relief that it was not worse. Well, the sigh of relief is due because the three year war on landlords by the Conservative Party was not continued too much further in the Budget, despite some Tory MPs who wanted to up the pain: See our last blog for more: http://www.lettingfocus.com/blogs/2017/11/neil-obrien-mp-has-plans-for-more-landlord-taxes-and-mortgage-hikes/ But there […]

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Regional Changes in House Prices and Predicting the Future of House Prices

David Lawrenson of LettingFocus.com looks at a useful house price trend interactive chart produced by the BBC, but cautions against jumping to conclusions from limited data.  Regional Changes in House Prices and Predicting the Future of House Prices I am returning to the subject of house prices. This week, the BBC published a neat interactive map showing that in 58% of wards […]

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Tenants’ Deposits to be Limited to One Month

The government’s plan to restrict the amount landlords can ask for tenancy deposits to one month of rent will make it much harder for people on low incomes, the benefit dependent, students and people with pets to secure private rented accommodation. It is the latest ill thought out proposal from the government who seem to have failed to assess the consequences for tenants, says […]

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