Mortgage Lender Restrictions on Landlords Letting to the Housing Benefit Dependent & the Implications for the Govt

Mortgage lenders are increasingly not allowing private landlords to let to tenants on benefits. This can only lead to even more landlords removing their properties from this end of the market – a part of the market where tenants have very few housing options. With nowhere else to go, more families will need to be put up in expensive B&B […]

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Landlords Seminar and Networking Event

Learn from the Experts and Meet, Chat and Network with other residential property investors and landlords at our Next Event in London – on the Evening of Tuesday the 5th March 2013. Our long running London Networking and Seminar Evenings take place only occasionally. The next one is on 5th March, 2013 so make sure to catch it. The event […]

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Private Rented Sector Blog and Commentary

LettingFocus has been pretty active on external blog and forums this week.  Here are some snippets of what we have been saying…. At the Guardian Housing Live Debate on Homelessness Prevention…. ” …… there is no good reason why London boroughs should move people out of their home cities because of changes to housing benefits and there is also no […]

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The Standard Variable Rate and the Mortgage Prisoners

Private residential landlords are typically long term investors and supposedly quite canny too. So one would expect them to typically opt for mortgages which at the end of any initial “teaser” fixed or discounted term would “go to” or “revert to” a rate which was going to be very competitive over the long term. And yet I often hear of […]

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Property, Globalisation and Why St Paul’s Protestors are Right

Synopsis: In a one off and unashamedly political blog this week, I argue that the protestors at St Paul’s are right to highlight how the good things in capitalism have been undermined and eroded and why their protest should be supported by all right minded people. This week I’m not going to comment on issues affecting landlords and the private […]

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Government Policy on the Private Rented Sector is Not Joined Up

Sometimes government policy doesn’t seem to join up too well – with different policies apparently conflicting with each other. Two good examples are (1) the lending activities of state owned banks which appear to hamper what local councils are trying to do with their private rented sector access schemes, especially lease schemes and (2) policies on HMOs which appear to […]

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Landlords Still Wait for Advice from Buy to Let Mortgage Companies

Mortgage companies writing buy to let mortgages could do more to reduce the possibility of future arrears. It is a subject that we have written about extensively before at this blog, not least because the activities of the lenders exasperates not just would be borrowers but also mortgage brokers who often find many of the activities of the lenders hard […]

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