Small Buy to Let Landlords v Institutional Build to Rent Landlords

Why Small Buy to Let Landlords Deserve More Respect than Institutional Build to Rent Landlords  David Lawrenson of www.LettingFocus argues that most small landlords have just one let property and have been unfairly maligned in favour of big institutional build to rent landlords. In the last few years, the smaller landlord has been under attack due to a combination of […]

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Onward Conservative Think Tank Ideas on Private Rented Sector Deeply Flawed

Onward Conservative Think Tank Ideas on Private Rented Sector Deeply Flawed Regular readers of my columns will recall one Conservative MP, a certain Neil O’Brien, who was previously an adviser to landlord nemesis, George Osborne in the Treasury. In 2017, I wrote about how he was calling for curbs in the market for second homes that would extend to buy […]

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Mortgage Loan Deal Helps Landlords With Tax

Mortgage Loan Deal Helps Landlords With Tax In the past, I have regularly criticised the mortgage companies for not exactly being innovative, though in recent years, new entrant players like Aldermore, Paragon and Kent Reliance have increasingly shown the more established lenders the way ahead with new innovative products that meet the needs of the modern landlord. So, I am […]

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Checking Tenant Bank Statements

Checking Tenant Bank Statements One of the interesting differences between landlords and letting agents is the extent to which they check up on a tenant’s bank statement to see their current credit and cash flow situation as part of their standard reference checks, says David Lawrenson of www.LettingFocus.com. Some landlords and some letting agents simply rely on a credit report score […]

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Mortgage Issues for Landlords Using a Company Structure

Mortgage Issues for Landlords Using a Company Structure Following the Osborne tax assaults on landlords, many property investors have increasingly set up company structures for their new residential property investments. They have done this in order to avoid the tax impact of the Section 24 changes brought in by the landlord-hating former chancellor. We have written much about Section 24 […]

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Alternatives to Tenancy Deposits

Alternatives to Tenancy Deposits Is there an alternative to taking a deposit from tenants asks David Lawrenson, private rented sector and landlord advisor at www.LettingFocus.com. In this article I will explore if “no deposits” are feasible or sensible. Alternatives to Taking Tenancy Deposits – The Situation Today Landlords will soon be unable to take more than a six week deposit. […]

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