Mortgage Lender Restrictions on Landlords Letting to the Housing Benefit Dependent & the Implications for the Govt

Mortgage lenders are increasingly not allowing private landlords to let to tenants on benefits. This can only lead to even more landlords removing their properties from this end of the market – a part of the market where tenants have very few housing options. With nowhere else to go, more families will need to be put up in expensive B&B […]

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Local Housing Allowance and More Changes to Policy

David Lawrenson of www.LettingFocus.com explains the “work arounds” and the sleights of hand involved in the latest changes in Local Housing Allowance funding. The government has just voted to cap rises in several benefits, including local housing allowance (LHA) base rates, at the lower of 1% or the 30th percentile of local rents – which means that in practice, in […]

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