Immigration, Housing Benefits and Private Landlords

It seems the media are finally having a proper and mature debate about immigration – even the BBC is now doing it, without fearing that by even questioning the extent of immigration the dear BEEB could themselves be labelled as racist. It has taken many years for all in the media to have a sensible debate about this big issue, […]

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About Turn on Universal Credit Payments is Coming

David Lawrenson of www.LettingFocus.com says that among the mandarins at the DWP, the penny may be finally dropping about Universal Credit Housing Benefit payments. Here, he proposes a more sensible alternative. It’s Groundhog Day all over again. You may remember the famous film starring Bill Murray about a TV weatherman who was forced to relive a single day until he […]

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Mortgage Loans and Housing Benefit and Why a Selective Approach is the Better Option

David Lawrenson of www.LettingFocus.com observes the latest mortgage lender U turn on allowing landlords to let to housing benefit tenants, but says that rather than a “blanket” approach of either allowing or not allowing landlords to do this, a better way would be if lenders “selectively” allowed it – with the decision linked to other variables such as landlord experience […]

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Nationwide Mortgage Works Housing Benefit U Turn

David Lawrenson of Private Rented Sector Consultants LettingFocus.com looks at why some mortgage lenders don’t want to allow landlords to let to tenants who are dependent on housing benefit to pay their rent. Last week, at this blog, I looked at Nationwide’s new policy (for the Mortgage Works) to not allow landlords taking out mortgages or remortgages with them to […]

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Mortgage Lender Restrictions on Landlords Letting to the Housing Benefit Dependent & the Implications for the Govt

Mortgage lenders are increasingly not allowing private landlords to let to tenants on benefits. This can only lead to even more landlords removing their properties from this end of the market – a part of the market where tenants have very few housing options. With nowhere else to go, more families will need to be put up in expensive B&B […]

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Local Housing Allowance and More Changes to Policy

David Lawrenson of www.LettingFocus.com explains the “work arounds” and the sleights of hand involved in the latest changes in Local Housing Allowance funding. The government has just voted to cap rises in several benefits, including local housing allowance (LHA) base rates, at the lower of 1% or the 30th percentile of local rents – which means that in practice, in […]

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