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Flood Risk Area? Flood Risk and Property Investment -What you need to Know: Part Two by LettingFocus.com

If you are thinking of buying a property in an area that may be at risk of flooding, check the Environment Agency website. On the right of the home page, there is a place where you can enter in the post code for the property you are buying or for anywhere in the UK.
This will show you a map which will highlight if you are in a flood risk area.
The site also lists local developments where the Environment Agency has objected because it feels there is a high risk of flooding.
Bear in mind the local authority is the final decision-maker in planning proposals, so it can choose not to follow the Environment Agency advice if it feels other considerations outweigh flooding implications.
Of course, if you are worried, you can of course walk away and buy a property elsewhere.
In terms of insurance cover, we are actually very lucky in the UK to have flood cover at all because flood insurance cover is very patchy outside the UK. Overseas insurers often don’t provide cover against flood as standard, or even under any circumstances in some cases.
So keep this in mind when you “jet to let” and buy property abroad.

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LettingFocus.com are experts on landlord issues.
Hello, I’m David Lawrenson. I have been a landlord and property investor myself for over 25 years and am author of “Successful Property Letting” – which has been the UK’s top selling property and buy to let book for the last 3 years.
We help landlords and property investors make money in property by coaching them in ways that work, which are ethical and which involve minimal risk.

At LettingFocus we pride ourselves on giving independent unbiased buy to let advice for property buyers and landlords both on a one to one mentoring and coaching basis as well as through occasional group seminars.
Property syndicates and property advice in the UK is still largely unregulated and what counts as “advice” is too often more about making the promoter money than giving useful information to the investor.

With no link to property firms, developers or bridging loan providers, at LettingFocus, we can advise on where and what type of property to buy for investment, when to buy and how to buy property at a low price. We also show you how to manage tenants properly and in ways that take up as little of your time as possible.
We also do consultancy and write for companies such as banks, local authorities, property websites and social housing providers – helping them with their landlord or buy to let product strategies.

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Have you seen this related article from our Articles pages: Flood Risk and Floods - the Risks for Property Buyers

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