Don’t Remortgage with your current mortgage lender. always shop around

Don’t take the easy way out by clicking a few links and remortgaging with your current mortgage lender – you would be costing yourself tens of thousands of pounds. Always shop around says David Lawrenson of LettingFocus.com. Don’t Remortgage with your current mortgage lender. Always shop around Six weeks ago, I was advising a client couple on buy to let […]

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landlords moves to company structures may be seen as a tax avoidance Ruse.

The Stamp Duty Land Tax cut will make landlords more likely to move their properties into a company structure. But the government could soon view residential landlords moves to company structures (incorporating) as a tax avoidance ruse. The Covid19 event and media and government panic and the resulting massive economic damage that house arrest and two metres social distancing has […]

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Don’t take a mortgage holiday

Don’t take a “mortgage holiday” if you can help it, says David Lawrenson of LettingFocus.com. When the virus panic started, around 2 million people, including landlords whose tenants were struggling, turned to their mortgage company to give them a 3 month holiday. They were given the clear impression that by doing this, there would be no impact on their credit […]

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Boris johnson’s failed London Rental standard

David Lawrenson of LettingFocus recalls Boris Johnson’s failure, as Mayor of London, to deliver on the London Rental Standard. It showed how he likes big targets and how he failed to reach them , very similar to his failure on Covid virus. Do you remember Boris Johnson’s “London Rental Standard “? If you are in London you might. This was […]

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Coronavirus, landlords credit files and licensing

OK, I’m forced into writing another post on the Coronavirus. This one looks at Coronavirus, the impact on a landlords credit file of taking a “mortgage holiday” and whether extensions or new landlord licensing schemes should go ahead. Coronavirus, landlords credit files and licensing About a month into the Coronapanic and I have had just one tenant contact me about […]

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Notice Periods in Contractual and Periodic Assured Shorthold Tenancy

Notice Periods in Contractual and Periodic Assured Shorthold Tenancy In the current coronavirus environment where people are not supposed to be doing viewings, I suppose landlords would like it if, when their current tenants gave notice, the notice period was as long as possible, (as they won’t be re-letting any time soon and be facing a void). This brings me to […]

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