<body><script type="text/javascript"> function setAttributeOnload(object, attribute, val) { if(window.addEventListener) { window.addEventListener("load", function(){ object[attribute] = val; }, false); } else { window.attachEvent('onload', function(){ object[attribute] = val; }); } } </script> <iframe src="http://www.blogger.com/navbar.g?targetBlogID=35268800&amp;blogName=LettingFocus&amp;publishMode=PUBLISH_MODE_FTP&amp;navbarType=BLUE&amp;layoutType=CLASSIC&amp;searchRoot=http%3A%2F%2Fblogsearch.google.com%2F&amp;blogLocale=en_GB&amp;homepageUrl=http%3A%2F%2Fwww.lettingfocus.com%2F" marginwidth="0" marginheight="0" scrolling="no" frameborder="0" height="30px" width="100%" id="navbar-iframe" allowtransparency="true" title="Blogger Navigation and Search"></iframe> <div></div>

LettingFocus

Unbiased buy to let, property investment and letting coaching, mentoring, advice and seminars for landlords from top selling property author and media commentator.

Buy to Let is not Dead says David Lawrenson of LettingFocus.com

Come to Our Next Evening Property Event in London Evening
I’m afraid the public have a very warped perception of buy to let which is to some extent a direct result of the way the media has reported it.
Clearly there has been a true story about how various property clubs and developers persuaded hapless new would-be landlords to invest in flats in massive developments consisting of hundreds of other me-too flats.
At the turn of the millennium tapping this new investor class was an easy way to raise money to finance the development of many an identikit block. The promoters churned out smart marketing brochures which neatly tapped into the UK public’s hunger to “be in” on the buy to let boom and to make money as easily as other landlords already had in the mid to late 90s.
Of course, far too many of these flats were built and sold to too many would-be landlords and with not enough tenants around wanting to rent them the prices of the flats and the rents have since been flat at best or falling at worst.
Naturally, the media have (eventually!) rightly picked up on this as a story - in some cases a bit of fraud was involved on the new builds too to spiece it up - and it has coloured the public’s perceptions of the returns that can be made from residential letting.
The reality is, however, that the typical landlord of whatever size has none or very few new build flats in their portfolio. They also often have a low loan to value on their mortgage borrowings and are therefore often able to access extra funding relatively easily if they need to in order to snap up the bargain properties that are increasingly now appearing.

FALLING INTEREST RATES
Right now they are also enjoying the fruits of falling interest rates and relatively strong demand from tenants (although this has been tempered somewhat recently by a rise in the amount of stock due to many accidental landlords who are letting their property as they cant sell it.)
And demand from tenants will stay strong as long as mortgage lenders demand high deposits and high product fees from first time buyer mortgages.
Longer term, a demand for a more flexible lifestyle will also increase the demand for renting.
Certainly, house prices are falling but many landlords, both large and small, are in property letting for the long term. And as long as they are generating cash on their existing property portfolios they will be happy. Many are now using that better cash flow to dip their toes in the water to buy cheaply – if you don’t think so, just go to any auction room.
True, things look very dark today but the credit shortage will eventually end and when it does there will be lots of money chasing very little available property - a direct consequence of the lack of new house building today.
And with the ability to set off interest against rental income and reasonably generous CGT breaks residential property looks a good bet from the tax perspective too.
Come to Our Next Evening Property Event in London Evening of 18th March

BECOME AN AFFILIATE OR ADVERTISE ON OUR SITE
We will soon be taking advertising at our site.
If you would like to advertise here or have a product to offer our readers on an affiliate basis, please Contact Us button at our main site http://www.lettingfocus.com/
ABOUT LETTINGFOCUS.COM and DAVID LAWRENSON
I’m David Lawrenson of LettingFocus.com - the landlord and property letting advice experts. Read More Articles on Property by David Lawrenson.
I’m the author of “Successful Property Letting” which for the last 3 years has been the UK’s top selling property book - Buy Successful Property Letting - How to Make Money in Buy to Let.
The new edition is fully up to date with all the recent changes to tenancy deposit schemes, HMOs, licensing, capital gains taxes and it has new sections on sale and rent back.
I’m an expert freelance property writer and property speaker - and I run the well known property investment blog that you are reading now.
Come to Our Next Evening Property Event in London Evening of 18th March
I contribute to newspapers and a host of property websites, write a number of columns in the press and I provide general property letting advice for a fee to anyone looking to buy property for themselves or to let out. I can help private individuals with any aspect of buying property or buy to let.
What’s unique about lettingfocus.com is that we are independent property investment advisors because unlike most people in the buy to let and property “advice” business we are not linked to a property company, developer, agent or bridging loan financier and do not receive commissions from these sources.
We simply give one to one unbiased advice and are often asked to evaluate other property investments.
In my corporate consulting role I also advise banks, building societies, housing associations and web portals with their buy to let and property products and services.
You can read more of my blog & find details of my networking, advice and property training programme at my website.Copyright: David Lawrenson 2009. This blog is updated once a week.
WANT TO BE KEPT UPDATED WITH OUR LATEST BLOGS?
It’s easy.
If you are on the home page of our blog, go to the bottom of any post, and click on “LINK TO THIS POST” to bring up the page for a specific post, then hit END …and on the right you’ll see “Site feed.”
If you are already on a specific post page, just hit END and you will see the site feed.
You then just copy the link that comes up into your News Reader or News Aggregator. Even a non techie like me managed to do all this.
Please note if you have a website & are thinking of reproducing material here - that’s fine but we DO require the full links shown in each blog to be included, including also the links in this section. The full article including all links must be available to ALL VIEWERS of your site and not restricted to members.

Labels: , , , , ,

Credit Crunch Bites - It's a mad world in buy to let says Lawrenson of Letting Focus

A contact of mine in the north recently became aware of someone who had bought 7 off plan apartments (1/2/3 bed) in a block of 30ish apartments about 10mins Manchester Centre which completed 6 months back for a total of just over £1 million as his first property investment.
No money down, naturally and allegedly 15% gifted deposits from the developer.
The developer promised to pay interest payments for 6 months max, or until they were let, but he cannot now be contacted.
The interest only monthly mortgage payments come to £6000 per month but only three have been let - at much less than what was promised and they are bringing in £1485 per month in total leaving a shortfall of £4515 per month. Ouch!
You have to ask who on earth would lend this man this money on the figures involved - they do not add up whichever way you look at it। It is madness!
More craziness from our financial services friends। When I called in at my local Nationwide -who took over Portman – they said “Sorry, computer says no -we don’t do buy to let mortgages anywhere in the Nationwide group.” Funny that, just the other day I got a call from the Mortgage Works (part of Nationwide) themselves – they are still very much into buy to let. Someone should tell the berks at the branches.

Hapless Housing Association
Also, this week, the hopeless London housing association to whom I let one of my properties on a private lease scheme called me. Their in house boiler people said I would need a new boiler -and it was going to cost me £2600. I got my own man in to fix it – cost £60, which just proves the value of getting a second opinion.
Finally, it continues to look very grim in the financial markets and I feel sure that this must surely spill over into even further tightening on mortgages. Property prices will continue to drift off this year and in a slow market that means there are bargains to be had - though many vendors will no doubt refuse to accept the new reality for a while yet.
I notice that Mortgage Express have raised their margin over bank base rate by another 0.8% above what was available last year.
They appear to have been caught out more than most because they have raised a lot of capital on the money markets using these awful debt instruments.
So, I’ll leave them well alone for now. There should be better deals around. I suggest you go to a good broker who knows which lenders who are less exposed to Le Crunch and who still have decent mortgage rates.
If you need more advice on property investing or buy to let property in general please ask me.
I’m David Lawrenson from property investment advisors http://www.lettingfocus.com/
I’m the author of the buy to let book “Successful Property Letting - How to Make Money in Buy to Let” the UK’s top selling property title.
Buy the new edition here: http://www.amazon.co.uk/Successful-Property-Letting-Right-Plus/dp/0716030195/ref=sr_1_1?ie=UTF8&s=books&qid=1203933977&sr=1-1
It is fully up to date with all the recent changes to tenancy deposit schemes, HMOs, licensing, capital gains taxes and it has new sections on buying below market value. I’m an expert on property investing for profit and a well known property freelance writer and I contribute to newspapers and a host of property websites, write a property investment blog, a number of columns in the press and run a landlords advice service.
I also work as a consultant helping banks, building societies, housing associations and web portals with their buy to let and property products and services.You can read more of my property investment blog and details of my networking, advice, buy to let networking programme at my website http://www.lettingfocus.com/My next London property investors networking meeting is on March 12th. Click here for details: Property Investment AdviceWhat’s unique about lettingfocus.com is that we offer independent property mentoring because unlike most people in the buy to let and property “advice” business we are not linked to a property company, developer, agent or bridging loan financier and do not receive commissions from any of these sources.If a property investment is lousy – We’ll tell you straight and we will tell you all about buy to let and property investment - the good and the bad and we won’t make silly promises that you’ll become a millionaire overnight.Copyright: David Lawrenson 2008. This blog is updated at least twice a week. Permission must be sought before using the material in the blog.

Labels: , , , ,

Is the buy to let market dead. Answer – definitely not says Lawrenson of LettingFocus

As anyone who has come to hear me speak or has read my column will know all properties are not born equal.
We are seeing demand growing strongly for houses, while the oversupply of new-build properties means stalling or falling rents on flats.
The latest lettings survey from RICS shows that demand remains healthiest for family homes with 25% more surveyors reporting an increase in demand .
At the same time, the proportion of landlords opting to sell properties when tenants move out has risen from 6.1pc to 6.5pc in the past quarter, according to RICS – the highest level since January 2005.
Lots of experts will say this is a sign that higher house prices and falling rental yields are making it difficult for landlords to turn in a profit. It will also re-ignite concerns over the housing market.

Is Buy to Let Really Weak?
There are some experts who are warning the buy-to-let sector could be the weakest point in Britain’s property market, with some comparing it to the sub-prime sector in the US
My view is that the problems will be limited to those - mainly new landlords - who have bought flats in oversupplied areas from the less reputable property clubs.
Sure, there will be lots of individual stories of landlords hitting hard times, but savvy landllords will be delighted that the curent turn of events is giving them a great opportunity to buy property at below market value prices.
The auctions are busy with landlords snapping up cheap property and whispering to estate agents, “If you know someone who is really keen to sell, then talk to me.”

ABOUT LETTINGFOCUS.COM and DAVID LAWRENSON
We are LettingFocus.com - the property experts and I’m David Lawrenson, the author of “Successful Property Letting” - the UK’s top selling property book for the last 3 years.
What’s unique about LettingFocus is that I offer independent unbiased
property seminars covering property investment and letting because unlike most people in the buy to let and property “advice” business I am not linked to a property company, developer, agent or bridging loan financier.
I can tell you where to buy (which areas), what type of property to buy, when to buy, how to buy property at a low price, how to make sure you get tenants who are going to pay the rent and how to manage a rental property to make money.
I can also comment on “No Money Down” Schemes and “Buying Below Market Value” methods too.
I can answer most questions on letting property because I have been a landlord and property investor for over 25 years.

LINKS
Find out about GREAT DEALS we have arranged for landlords by clicking here: Services for Landlords and seeing our Landlords’ Affiliate page. If you sell products to landlords and property investors and you have national coverage, get in touch!
For SEMINARS click here: Property Seminars, Networking Evenings and Consulting
For the NEXT SEMINAR AND NETWORKING EVENT for Landlords and Property Investors click here: Next Seminar Event
For ONE TO ONE CONSULTANCY help click here: Private One to One Consulting
For TESTIMONIALS from past customers click here: Testimonials
To BUY THE BOOK click here: Buy the Book at Amazon
For THE HOME PAGE OF THIS BLOG click here: Blog
For THE HOME PAGE OF OUR MAIN SITE click here: LettingFocus Home Page
For GREAT OFFERS on Products and Services for Landlords, click here: Landlords Resources
To JOIN our Free QUARTERLY NEWSLETTER simply send an email to [email protected] - Please note we WILL NOT send spam or sell our mailing list to advertisers!
Copyright of Blog: David Lawrenson 2009.
This blog is updated roughly once a week usually on a Monday or Tuesday.

WANT TO BE KEPT UPDATED WITH OUR LATEST BLOGS?
Over on the right hand side under all the previous blog entries you will see a button which says “Site Feed.” Simply copy the site feed link into your News Reader or News Aggregator.
Please note if you have a website & are thinking of reproducing material here - that’s fine but we DO require a link to the blog to be included, including also all the links in this section. The full article including all links must be available to ALL VIEWERS of your site and not restricted.
To view posts on related topics select a “Category” at the bottom of this page.
WANT TO ADD A COMMENT?
To add a comment to this post, you just click on “link to this post” then simply add your comment.
To view past comments, again and rather oddly (we think), you’ll need to click “link to this post” and view the comments (which will appear at the bottom of the post.)

Labels: , , ,

Mortgage companies tighten buy to let lending by LettingFocus

There were some interesting bits of news from the weekend financial press.
First off is the fact that Alliance & Leicester is to restrict lending on new build flats to 70% loan to value amid continuing concerns that prices of new build are falling in many areas and there is a big oversupply problem -too many flats and too few tenants causing landlords who have bought into these places to struggle with falling rents and capitals values.
Those who came to see me speak over the last few years will be well aware that I’ve warned of a big problem to come with identikit flats. Well, now it’s here!
Second, Paragon’s shares were under pressure last week. Paragon is one of the biggest buy to let mortgage lenders. Formerly, known as National Home Loans, they struggled in the credit crises of 1989-1990, when they had to be bailed out. Just as in 1989, they still raise nearly all their money from the money markets -so this really is a case of history repeating itself.

Will Buy to Let Become a Rich Man's Game?
Third, mortgage lenders’ continued tightening of lending criteria in the buy to let market has led RICS to say that buy to let will be a rich man’s game from now on.
I don’t think it’s that bad, but if you have not been in buy to let before you are going to have to find at least 20% of the value of a property – and probably 25% from your own funds from now and for a little while.
So, yes it will get harder for the novice.

Gifted Discounts and No Money Down
But if you are a new to buy to let and you don’t have at least 20% to put in, please don’t be tempted to listen to all the guff about “gifted discounts” on new build and bridging loans to buy below market value – if you do, you are only asking for trouble further down the line.
Sorry to say, but if you cannot really afford to get in, don’t play the game.

ABOUT LETTINGFOCUS.COM
We are LettingFocus.com - the property investment experts and I’m David Lawrenson, the author of “Successful Property Letting” - the UK’s top selling property book for the last 3 years.
What’s unique about LettingFocus is that I offer independent unbiased
property information and one to one advice covering all aspects of being a landlord and investing in property.
Unlike most people in the buy to let and property “advice” business I am not linked to a property company, developer, agent or bridging loan financier.
I can advise where to buy (which areas), what type of property to buy, when to buy, how to buy property at a low price, how to eliminate the risk of getting a bad tenant and more. I have been a landlord and property investor myself for over 25 years.

LINKS
IF YOU HAVE A SITE WHY NOT LINK TO THE BLOG OR OUR WEBSITE?
Our Events only take place twice a year. For our NEXT SEMINAR AND NETWORKING EVENT for Landlords and Property Investors click here:
Next Seminar Event
Find out about GREAT DEALS we have arranged for landlords with our Partners by clicking here: Services and Products for Landlords and seeing our Landlords’ Resources (Useful Links) page.
If you sell products to landlords and property investors and you have national coverage and would like to join our partnership programme, please get in touch!
For general info on our SEMINARS AND CONSULTING click here: Property Seminars, Networking Evenings and Consulting
For ONE TO ONE CONSULTING click here: Property Consulting
For TESTIMONIALS from past customers click here: Testimonials
To BUY THE BOOK click here: Buy the Book at Amazon
For THE HOME PAGE OF THIS BLOG click here: Blog
For THE HOME PAGE OF OUR MAIN SITE click here: LettingFocus Home Page
To JOIN our Free QUARTERLY NEWSLETTER simply send an email to [email protected] - Please note we WILL NOT send spam or sell our mailing list to advertisers!
Read our article on Getting a Mortgage from a Broker
This blog is updated roughly once a week usually on a Monday or Tuesday.

WANT TO BE KEPT UPDATED WITH OUR LATEST BLOGS?
It's easy peasy. Over on the right hand side under all the previous blog entries, there is a button which says “Site Feed.” Simply copy the site feed link into your News Reader or News Aggregator.
If you have a website & are thinking of reproducing material here, that’s fine but we DO require a link to the blog to be included, including also all the links in this section. (The full article including all links must be available to ALL VIEWERS of your site and not restricted.)
To view posts on related topics select a “Category” at the bottom of this page.

WANT TO ADD A COMMENT OR VIEW OLD COMMENTS?
To add a comment to this post, simply click on “link to this post” then add your comment. Use "link to this post" to view past comments.
Copyright: David Lawrenson 2007. This blog is updated at least twice a week. Permission must be sought before using the material in the blog.

Labels: , , , , ,

New Stations and Property Investing by Lawrenson Letting Focus

From Ebbsfleet in North West Kent, Paris is just two hours and a bit away - and it looks on the face of it as though all these areas will surely benefit, inevitably pushing up prices of houses and rents.
Northfleet, Gravesend and surrounding areas near Ebbsfleet have been cheap for quite a while compared to the rest of the South East but I think there is a risk that the abundance of new houses planned for this part of Kent, could lead to an over-supply developing.

New Housing Supply
In fact there will about 30,000 houses built in the area between Dartford and Gravesend which is all part of the Thames Gateway regeneration scheme.
The scale of the development is big, including, in Ebbsfleet Valley next to the station itself, a massive development that will hold shops, offices and over 6,000 of these houses.
The new station is about 36 miles from London, next to the A2 and the village of Swanscombe and only about a mile from Northfleet which is in turn joined up to Gravesend. Dartford town centre is about 6 miles away to the west.
Trains are now running to the continent but it won’t be open for local people to get to London until December 2009 when it will slash the journey time to London by a massive half an hour to just 17 minutes – though as yet no one knows how much this fast service will cost.
Property prices have been edging up surely and steadily.

House Prices Now
A standard 2 bed terrace house in an ordinary part of Gravesend last year was about £135,000 a year ago but a quick look at Rightmove shows they are now around the £185,000 mark.
Rent in Gravesend give a good guide to the area – a standard 2 bed terrace goes for about £550 per month and a 4 bedroom property would be anywhere from £800 per month upward.
Average prices for all properties in Gravesend were about £145K in 2003 and are about £215K now (source: upmystreet.co.uk) a rise of about 48%, and not far off the London rate of increase.
Amongst the new developments coming into Dartford are Barratts and Crest Nicholson who are building apartments and homes priced from £210,000, £240,000.

House Prices and Rents
But will the international link and its position do the trick for house prices and rents in the area?
Obviously, other new transport links in London have driven forward new frontier areas such as Canary Wharf - and East and South London have already felt the benefits of the Docklands Light Railway and the extension to the Jubilee Line - and the soon to be extended East London line is already pushing up prices in places on the new line especially in areas like Forest Hill, Brockley and Hackney.
Of course, there is a risk that people hoping to get in on the back of the transport and other developments at Ebbsfleet could fall victims to developers over-hyping and over-supplying a location and setting prices above what an area can really sustain with adverse consequences for home owners and investors.
This phenomenon was well illustrated in the “Truth about Property” TV programme screened on 25th October where investors in flats in some areas of the north 3 years ago are now facing big losses.

Too Many Houses
It could be worth investors taking a look, however a local agent I know says the area is stuffed full of landlords chasing a small supply of tenants, so watch out - this could be a buy to let ghetto in the making.
Another factor to watch out for in some of these areas that are near the Thames and other low lying areas is that of floods and flooding. For more on that see this article: http://www.lettingfocus.com/pages/myarticles_Flooding.html


ABOUT LETTINGFOCUS.COM and DAVID LAWRENSON
We are LettingFocus.com - the landlord experts and I’m David Lawrenson, the author of “Successful Property Letting” - the UK’s top selling property and buy to let book for the last 3 years.
What’s unique about LettingFocus is that I offer independent unbiased
seminars for property investors and one to one advice covering all aspects of being a landlord and investing in property.
Unlike many in the still largely unreguated buy to let and property “advice” business I am not linked to a property company, developer, estate agency or bridging loan provider.
I can advise where to buy (which areas), what type of property to buy, when to buy, how to buy property at a low price, how to eliminate the risk of getting a bad tenant and more. I have been a landlord and property investor myself for over 25 years.

CHECK OUT THESE PAGES AT OUR SITE LETTINGFOCUS.COM:
Our Events only take place twice a year. For our NEXT SEMINAR AND NETWORKING EVENT for Landlords and Property Investors click here:
Next Property Seminar and Networking Event
Find out about GREAT DEALS we have arranged for landlords by clicking here: Services and Products for Landlords and seeing our Landlords’ Resources (Useful Links) page.
If you sell products to landlords and property investors and you have national coverage and would like to be on this page as a partner, please get in touch!
For general info on our SEMINARS AND CONSULTING click here: Property Seminars, Networking Evenings and Consulting
ONE TO ONE CONSULTING click here: Property Consulting
CLIENT TESTIMONIALS from past customers click here: Testimonials
BUY THE BOOK click here: Buy the Book at Amazon
THE HOME PAGE OF THIS BLOG click here: Blog
THE HOME PAGE OF OUR MAIN SITE click here: LettingFocus Home Page
To JOIN our Free QUARTERLY NEWSLETTER simply send an email to [email protected] - Please note we WILL NOT send spam or sell our mailing list to advertisers!
IF YOU HAVE A SITE WHY NOT LINK TO THIS BLOG OR OUR WEBSITE?

WANT TO BE KEPT UPDATED WITH OUR LATEST BLOGS?
Over on the right hand side under all the previous blog entries you will find a button which says “Site Feed.” Simply copy the site feed link into your News Reader or News Aggregator.
If you have a website & are thinking of reproducing material here, that’s fine but we DO require a link to the blog to be included, including also all the links in this section. (The full article including all links must be available to ALL VIEWERS of your site and not restricted.)
TO VIEW RELATED POSTS select a “Category” at the bottom of this page.
WANT TO ADD A COMMENT OR VIEW OLD COMMENTS?
To add a comment to this post, simply click on “link to this post” to add your comment and to view comments of other people.
Copyright: David Lawrenson 2007. This blog is updated once a week.

Labels: , , , , , , ,

Are New Build Flats Good Investments? Lawrenson of Letting Focus Takes a Look

If you are thinking of buying a new build flat, be careful because it’s now clear that increasing numbers of properties bought off-plan as buy-to-let investments are being sold at large losses through auction.
Auction houses are reporting a steep rise in the number of new builds going under the hammer.
Many of these are flats bought off-plan two or three years ago with rental guarantees.
They were often bought on fixed-rate mortgages which came to an end at the same time as the rental guarantees finished, leaving landlords stuck on much higher borrowing costs, buy wth lower rental income and possibly no tenant.
It gives me no pleasure to say I have been predicting this for 5 years.
The situation is, of course, especially grim for flats where investors have bought in a block of hundreds of other investors who are in the same situation.

New Build Prices Going Down
New build prices have also gone down each month for the last three months, according to SmartNewHomes, while UCB Homeloans, part of Nationwide is one of the main lenders who has stopped lending to landlords buying new apartments. It's not the only lender to have stopped either.
Knight Frank research show that yields are now at their lowest levels on new build flats.
Chris Town of the Residential Landlords Association is quoted in “The Times” telling of one landlord in Leeds who has recently been forced to reduce his monthly rent from £1200 to £800. My message is to avoid areas where there is an oversupply or can be expected to be an oversupply of the same kind of property in the future- and where there are too many landlords chasing a small pool of tenants. This is the situation in many cities in the north and the midlands of England right now. And it will remain so for some time.

ABOUT LETTINGFOCUS.COM and DAVID LAWRENSON
We are LettingFocus.com - the landlords’ expert and I’m David Lawrenson, the author of “Successful Property Letting” - the UK’s top selling property and buy to let book for the last 3 years.
I have been a landlord and property investor myself for over 25 years.
At LettingFocus we offer independent unbiased
seminars for buy to let investors and landlords as well as one to one advice covering all aspects of being a landlord and investing in property.
Unlike many in the still largely unreguated buy to let and property “advice” business I am not linked to a property company, developer, estate agency or bridging loan provider.
As such I am able to give unbiased independent advice on where to buy (which areas), what type of property to buy, when to buy and how to buy property at a low price. I can also explain how to reduce the risk of getting a bad tenant.

THE PAGES AT OUR SITE, LETTINGFOCUS.COM:
Our Events only take place twice a year.
For our NEXT SEMINAR AND NETWORKING EVENT for Landlords and Property Investors click here:
Next Property Investing Seminar and Networking Event
We have GREAT OFFERS for landlords too, Click here: Services and Products for Landlords to see our Landlords Resources (Useful Links) page. (Selling services to landlords and property investors and have a national coverage? You could be a partner, please get in touch!)
For general info on our SEMINARS AND CONSULTING click here: Property Seminars, Networking Evenings and Consulting
ONE TO ONE CONSULTING click here: Property Consulting
CLIENT TESTIMONIALS from past customers click here: Testimonials
BUY THE BOOK click here: Buy the Book at Amazon
THE HOME PAGE OF THIS BLOG click here: Blog
THE HOME PAGE OF OUR MAIN SITE click here: LettingFocus Home Page
To JOIN our Free QUARTERLY NEWSLETTER simply send an email to [email protected] - Please note we WILL NOT send spam or sell our mailing list to advertisers!

Related Article
This article look at the credit crunch and how it is going to affect house prices generally:
http://www.lettingfocus.com/pages/myarticles_CreditCrunch.html

IF YOU HAVE A SITE WHY NOT LINK TO THIS BLOG OR OUR WEBSITE?
Copyright of Blog: David Lawrenson 2009. This blog is updated roughly once a week usually on a Monday or Tuesday.
WANT TO BE KEPT UPDATED WITH OUR LATEST BLOGS?
Over on the right hand side under all the previous blog entries you will find a button which says “Site Feed.” Simply copy the site feed link into your News Reader or News Aggregator.
If you have a website & are thinking of reproducing material here, that’s fine but we DO require a link to the blog to be included, including also all the links in this section. (The full article including all links must be available to ALL VIEWERS of your site and not restricted.)
Copyright: David Lawrenson 2007. This blog is updated at least twice a week. Permission must be sought before using the material in the blog.

Labels: , , , ,