Our New Newsletter Is Out in January… and a Word About Ethics in the Business of Being a Landlord

We are now closing for the Christmas and New Year break. However, our still free, new quarterly newsletter will go out in the first or second week of January, so look out for this and remember to put our email address, [email protected] in your whitelist to ensure you receive it. If you don’t already get the newsletter but would like […]

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Mortgage Tracker Rates Open Letter to Andrew Tyrie MP

In this letter to Andrew Tyrie MP I ask him to take action to stop mortgage lenders cheating their buy to let Bank of England (BOE) mortgage tracker rate customers by invoking small print terms in separate documents that were never meant to apply to BOE tracker loans. I have highlighted this by illustrating from my own personal experience with […]

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Buy to Let Mortgages and the Future for Smart Lenders

For a long time, in our corporate consulting work with mortgage companies and brokers, I have advised lenders and brokers that the “one size fits all” mortgage lending approach in buy to let may be nearing the end of its shelf life. Our work may soon start to bear fruit. Eventually, other mortgage lenders will follow and design mortgage products […]

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Mortgage Lender Inefficiency and Housing Market Failure

One of the curious aspects of landlord behaviour is a failure to look beyond the initial mortgage rate deal terms. And comparison sites don’t help as they rarely say what the follow on rate is once the initial attractive deal period ends. I have seen many mortgage deals recently where you will see some great headline rate – but it’s […]

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