Property Education Courses

There are many duff courses on property education around and financing programmes. And with the renewed interest in residential property as an investment their numbers are proliferating once again. Most claim to offer the route to “financial freedom” usually by getting the punters to buy overpriced properties supplied by the same education company that is supplying the course or by […]

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Wrong Housing, Wrong Investment and Bad Mortgage Lending

Thamesmead encapsulates a lot of what has gone wrong with housing over the years – from poor local planning, to bad mortgage lending to yet worse property investment decisions by amateur investors says David Lawrenson of www.LettingFocus.com A few weeks’ ago I had cause to visit Thamesmead where my boy was playing in a kids’ football match. I mention the […]

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Single Room Rate Changes and HMOs Houses in Multiple Occupation

The thirst from “property investors” for supposedly great returns from houses in multi occupation will make for a harder job for town halls housing departments. Often the returns from HMOs are illusory says David Lawrenson of www.LettingFocus.com Every day at the town halls, junior front-line housing staffers spend a lot of their time dealing with single adults who “present” as […]

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Private Landlords Don’t Sell Their Time for Money but Must Beware of Other Risks in Letting to Achieve Success

At the end of a recent speaking engagement to a group of building society buy to let lending staff in the North of England, none of whom were landlords; I asked them, “So, do you think you might be interested in becoming landlords then.” I was a bit surprised when all said, “No” That got me thinking. Recently a peer […]

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Mortgage Fraud and Below Market Value Property Plenty of Scams About

Though I try very hard to make sure I’m not on mailing lists for the “Buy Property Below Market Value with None of Your Own Money Down” brigade, I still get the odd email coming through. Naturally, once you are on one mailing list, you quickly end up on lots of others – most of them flogging the same “Get […]

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Mortgage Fraud Buy to Let Lending and Property Clubs

My blog post last week (about what mortgage companies could do to support landlords more), generated 27 emails from managers at buy to let mortgage lenders and ten from landlords. One aspect that I referred to, in passing, was how the mortgage lenders had been “behind the play” in terms of understanding how bad buy to let mortgage lending and […]

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Mortgage Fraud and Buy to Let

I’m sad to say that at some recent events I have been to, quite a few punters came to me with pretty strong evidence that some property investment “advisors” are still encouraging people to carry out mortgage frauds as a way of buying property with little or no money down (NMD) and / or as part of a “buying below […]

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Rent to Buy and Property Lease Options

Our brief comment in past blogs on the topic of property lease options (or Rent to Buy) schemes which were quoted in last weekends’ “Financial Times” Money section have been taken up by a number of other websites. In some cases they have used some of the article in the FT and reproduced it without quoting us properly. Just to […]

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Same Day Mortgages, Property Lease Options and Protected Bonds That Aren’t Really Protected

It was nice to see my story about next day re-mortgages (see last week’s blog) was picked up by the FT writer Claer Barrett and actually appeared on both the front page and Money section of the Weekend “Financial Times.” Ms Barrett originally came to know me when she was doing an investigation for the FT’s sister mag, “The Investors […]

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Next Day Remortgages Legal Questions and Another Property Investment Firm Bites the Dust

Next Property Investment Seminar and Networking Event One of my mentors in property investment is Richard Bowser of “Property Investor News.” He’s been around property investing even longer than me, wears a white hat and really knows his stuff in the residential property investment sector. Also, like me, he’s seen lots of the “Get Rich Quick in Property” people come […]

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