Applying on a Buy to Let Mortgage for a House you Intend to Live In

David Lawrenson of LettingFocus.com explains why more borrowers will try to “game” mortgage lenders by applying on buy to let mortgages for loans on properties that they intend to live in themselves. One of the likely outcomes of the Mortgage Market Review (MMR), which now applies to all residential loans, is that getting a mortgage for residential mortgages might prove […]

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Why New Build Buy to Let Loans Went Wrong for the UK’s Mortgage Lenders

In this article, private rented sector consultant David Lawrenson of LettingFocus goes down memory lane to look at how and why lenders made a mess of buy to let loans for new build stock. Newbies in residential property investment may wonder why there is a lack of lender appetite to lend on new build flats. Some lenders will not lend […]

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Wrong Housing, Wrong Investment and Bad Mortgage Lending

Thamesmead encapsulates a lot of what has gone wrong with housing over the years – from poor local planning, to bad mortgage lending to yet worse property investment decisions by amateur investors says David Lawrenson of www.LettingFocus.com A few weeks’ ago I had cause to visit Thamesmead where my boy was playing in a kids’ football match. I mention the […]

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