Property Gurus Do Not Help Other Property Investors Out of Kindness

LettingFocus observed that property gurus usually do not help other property investors out of the kindness of their hearts. It never ceases to amaze us at LettingFocus that some would-be property investors, instead of getting a good book on property development/investment/letting and then speaking to independent experts, choose instead to go on expensive education courses costing tens of thousands of […]

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Why New Build Buy to Let Loans Went Wrong for the UK’s Mortgage Lenders

In this article, private rented sector consultant David Lawrenson of LettingFocus goes down memory lane to look at how and why lenders made a mess of buy to let loans for new build stock. Newbies in residential property investment may wonder why there is a lack of lender appetite to lend on new build flats. Some lenders will not lend […]

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Wrong Housing, Wrong Investment and Bad Mortgage Lending

Thamesmead encapsulates a lot of what has gone wrong with housing over the years – from poor local planning, to bad mortgage lending to yet worse property investment decisions by amateur investors says David Lawrenson of www.LettingFocus.com A few weeks’ ago I had cause to visit Thamesmead where my boy was playing in a kids’ football match. I mention the […]

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Property Lease Options The FSA Catches Up

Synopsis: The media and the FSA catch up on an emerging scandal we first wrote about 2 years ago. It’s nice when the media catches up on an emerging scandal that we at LettingFocus first wrote about almost 2 years earlier. This is the summary of one such news story. Sound familiar? “Property investors are willing to buy peoples’ homes. […]

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Mortgage Fraud and Below Market Value Property Plenty of Scams About

Though I try very hard to make sure I’m not on mailing lists for the “Buy Property Below Market Value with None of Your Own Money Down” brigade, I still get the odd email coming through. Naturally, once you are on one mailing list, you quickly end up on lots of others – most of them flogging the same “Get […]

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Mortgage Fraud Buy to Let Lending and Property Clubs

My blog post last week (about what mortgage companies could do to support landlords more), generated 27 emails from managers at buy to let mortgage lenders and ten from landlords. One aspect that I referred to, in passing, was how the mortgage lenders had been “behind the play” in terms of understanding how bad buy to let mortgage lending and […]

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