Some Mortgage Lenders Taking Landlords’ Other Disposable Income Into Account

Some Mortgage Lenders Taking Landlords’ Other Disposable Income Into Account Finally there is some good news on mortgage loans with some cheaper mortgage deals in the buy to let space now appearing.   This is welcome – because much recent news revealed a hardening of lenders’ underwriting approaches – much of that in turn was being driven by the attitude […]

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The Hammond Budget November 2017

David Lawrenson of LettingFocus.com evaluates the budget and breathes a sigh of relief that it was not worse. Well, the sigh of relief is due because the three year war on landlords by the Conservative Party was not continued too much further in the Budget, despite some Tory MPs who wanted to up the pain: See our last blog for more: http://www.lettingfocus.com/blogs/2017/11/neil-obrien-mp-has-plans-for-more-landlord-taxes-and-mortgage-hikes/ But there […]

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Neil O’Brien MP Has Plans for More Landlord Taxes and Mortgage Hikes

David Lawrenson of LettingFocus is astounded that the government may want to inflict yet more taxes and higher mortgages rates on landlords. Neil O’ Brien MP HAS Plans for More Landlord Taxes and Higher Mortgages If you have been reading about how the Queen, Lewis Hamilton and Apple Corporation among many others use offshore tax havens to avoid paying tax, you’ll […]

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The Landlord Character

David Lawrenson of LettingFocus.com looks at the typical character of the successful landlord. The Landlord Character What sort of people make successful landlords and residential property investors? Is there a particular character type? I was mulling this over recently based on the many people I have met who are successful in this business, including those who have come to me seeking […]

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Regional Changes in House Prices and Predicting the Future of House Prices

David Lawrenson of LettingFocus.com looks at a useful house price trend interactive chart produced by the BBC, but cautions against jumping to conclusions from limited data.  Regional Changes in House Prices and Predicting the Future of House Prices I am returning to the subject of house prices. This week, the BBC published a neat interactive map showing that in 58% of wards […]

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Conservative Plans for the Private Rented Sector

David Lawrenson of LettingFocus says the Conservatives actually have some good ideas for the private rented sector whilst Labour’s plans are doomed to fail. First, he looks at what the Conservatives are proposing. Housing Court So, now we know what the Conservatives would like to do next with the private rented sector – and actually it’s rather sensible. (Maybe the government […]

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Some Lenders Likely To Exit Making Loans to Portfolio Landlords

David Lawrenson says some commentators think there is a silver lining in the new rules on mortgage lending which the Bank of England’s Prudential Regulation Authority has now imposed on “portfolio landlords”. They say the new rules could actually make getting mortgages easier for this class of landlord. But Lawrenson says that conclusion is incorrect. There is no silver lining. Lenders Likely To Exit […]

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